Your project
Your savings plan
€333
to save together each month
You · 50%
€167
per month
Your partner · 50%
€167
per month
At this pace, you reach your goal in July 2027.
In WeZioo, create the project and set aside part of your savings accounts for it: you track the progress together, in real time.
Download WeZiooSaving as a couple: the simple method
A savings project that succeeds comes down to three decisions: a concrete goal, a realistic deadline, and a clear sharing rule between partners. That is exactly what this tool calculates, the rest is just consistency.
For each partner's share, the same rules as for expenses apply: 50/50 if your incomes are close, proportional if they are not. Saving proportionally keeps the joint project from weighing more heavily on the lower-earning partner.
Also keep this project fund separate from your emergency savings (ideally 3 to 6 months of expenses, always available). An automatic transfer on payday is your best ally: save first, spend after.
Frequently asked questions
How much should a couple save per month?+
There is no standard: start from the goal and the deadline rather than a theoretical percentage. (Goal − already saved) ÷ number of months = your monthly amount. If it is too high, extend the deadline or revisit the goal, the calculator lets you test live.
50/50 or income-based for joint savings?+
Same logic as for expenses: the income-based split equalises each partner's effort. For a genuinely shared project (home, trip), it is often the most sustainable rule when salaries differ.
Where should short-term project savings go?+
For a horizon under 3 to 5 years, favour safe and accessible products (regulated savings accounts, instant-access savings). This is educational content, not personalised investment advice.
How do we track the project together?+
In the WeZioo app, create a project with its goal, then each set aside part of your savings accounts for it (as “envelopes”). You watch the progress together, account by account, month after month.
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Never do this math by hand again
WeZioo tracks your shared expenses, applies your splitting rule and tells you every month who owes what. Bank sync, savings and joint projects included.
Download WeZiooFree · iOS & Android